The Listing Team at RESF
Call: 954-342-6180 |
Email: scott@reallistingagent.com
Homeowner vs. Renter Net Worth (2025): Why Owning Builds Wealth
By Scott Lehr, PA — Updated October 13, 2025 • South Florida
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Owning isn’t just about a roof—it’s about wealth. In Broward County, monthly payments build equity while values generally rise over time. Renters don’t capture either benefit.
Why Ownership Wins Over Time
1) Equity From Every Payment
Each principal payment increases your net worth. Rent does not.
2) Appreciation Works for You
When prices climb, owners gain. South Florida’s long-run trend has rewarded patient owners.
3) Fixed-Cost Stability
With a fixed-rate loan, your principal & interest stay steady while rents can jump.
4) Leverage
A reasonable down payment controls a larger asset—growth compounds on the full home value.
Local “Rent vs. Buy” Reality Check
- Fort Lauderdale: Urban convenience + strong job base. Ready to buy? Explore Fort Lauderdale homes for sale.
- Weston: Top schools and suburban feel. See Weston listings.
- Pembroke Pines: Great value and amenities. Browse Pembroke Pines homes.
- Oakland Park: Centrally located and improving fast—ask for your Oakland Park home valuation.
Thinking of Buying? Start Here
Step 1: Get Prepped
Download our free checklists inside Downloads to map budget, loan types, and must-haves.
Step 2: Compare “Rent vs. Own” in Your Zip
We’ll show you realistic PITI vs. rent projections by neighborhood, then line up the right homes to tour.
Step 3: Make Equity Your Goal
Target properties where small upgrades can boost value quickly. When you’re ready to move, you’ll already be ahead.
Already Own? Maximize Your Equity
Curious about your current value? Try our quick estimate tools:
Scott Lehr, PA
Team Leader, The Listing Team at RESF • 954-342-6180
scott@reallistingagent.com


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