Flexible Mortgage Programs for Florida Buyers (2025)

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💸 Flexible Mortgage Programs for Florida Buyers (2025)

Finding the right mortgage can be tough—especially when traditional banks say “no.” That’s why these alternative loan programs are a game-changer for Florida buyers, investors, and entrepreneurs looking for flexibility without the paperwork headache.

✅ What’s New in 2025?

• No Income Verification Loans
• 12/24 Month Bank Statement Loans
• 1099 Income Program
• Profit & Loss Only Program
• Asset Depletion Qualification
• Close in an LLC or Corp
• Non-Warrantable Condo Financing
• Condos with No Questionnaires
• ITIN Programs
• Foreign National Mortgage Solutions
• Credit Scores as low as 550 accepted
• Mortgage-Only Qualification Available

💼 Who Benefits from These Programs?

If you’re self-employed, recently switched to freelance or contract income, investing in a non-warrantable condo, or need to close under a business entity—these options were designed for you.

Our Fort Lauderdale real estate team works directly with lenders that offer these custom-fit solutions, so we can help connect you to the right product based on your goals.

📍 Getting Started is Easy

We’ve partnered with local experts like Jorge Grand to help walk you through these special programs. Start by scheduling a free consultation or request a home valuation or CMA to see what you can afford today.

Don’t wait—many of these options are limited-time programs or subject to funding caps. Let’s get you financed without the hassle.

📞 Questions? Call us at 954-342-6180 or email scott@reallistingagent.com